ROI and Rental Yield Calculator

Calculate your property investment returns with our ROI and rental yield calculator.

Estimate gross yield, net yield, annual cash flow and return on investment for UK buy-to-let properties.

Enter investment details

Property and buying costs
£
£
£
£
£
£
Initial cash invested is deposit plus stamp duty, legal fees, broker fees and refurbishment costs.
Finance and rental income
£
£
£
%
Running costs can include maintenance, insurance, service charges, letting fees and void allowances.

Calculation results

Enter your figures to calculate rental yield, annual cash flow and ROI.

Gross rental yield

0.00%

Annual rent divided by purchase price.

Net rental yield

0.00%

Annual cash flow divided by purchase price.

Annual cash flow

£0

Annual rent minus mortgage payments and annual running costs.

Cash ROI

0.00%

Annual cash flow divided by initial cash invested.

Annual rent £0
Annual mortgage payments £0
Total annual costs £0
Initial cash invested £0
Estimated annual capital growth £0
Estimated total return £0

This calculator gives an estimate only and does not replace professional tax, mortgage, legal or financial advice.

What Is ROI in Property Investment?

Return on Investment (ROI) measures how much profit you make compared to the money you have invested in a property. It is one of the most important metrics for property investors as it shows the true performance of an investment.

ROI takes into account:

  • Deposit and initial investment
  • Rental income
  • Ongoing costs
  • Mortgage payments
  • Potential capital growth

What Does This Calculator Include?

This advanced calculator provides a complete overview of your investment performance, including:

  • Gross rental yield
  • Net rental yield
  • Annual cash flow
  • Cash ROI (return on investment)
  • Estimated capital growth
  • Total annual return

This helps investors evaluate both income and long-term growth potential.

How the ROI and Rental Yield Calculator Works

Simply enter your property purchase details, finance costs and rental income to calculate:

  • Annual rental income
  • Total annual costs including mortgage and running expenses
  • Net income after costs
  • Overall ROI based on your initial investment

The calculator combines yield and ROI to give a clearer picture of your property’s performance.

Why ROI Is Important for UK Property Investors

ROI helps investors understand how effectively their money is working. It allows you to:

  • Compare different property investments
  • Assess profitability beyond rental income
  • Understand real cash returns
  • Factor in financing and upfront costs

Using ROI alongside rental yield provides a more complete investment analysis.

Gross Yield vs Net Yield vs ROI

Understanding the difference is essential:

  • Gross Yield – Based on rental income before costs
  • Net Yield – Includes expenses for a realistic return
  • ROI – Measures profit against actual cash invested

Together, these metrics give a full view of your property investment performance.

Who Should Use This Calculator?

This tool is ideal for:

  • Buy-to-let investors
  • Property developers
  • First-time property investors
  • Portfolio landlords
  • Investors analysing UK off-plan property opportunities

It is especially useful when comparing financing options and investment strategies.

Plan Your Property Investment with Confidence

Understanding ROI and rental yield is essential when evaluating UK property investment opportunities.

Use this calculator alongside your financial planning to identify profitable investments, maximise returns and minimise risk.

Disclaimer

This ROI and rental yield calculator provides estimates for UK property investments and does not constitute financial, tax or mortgage advice.
Always consult a qualified professional before making investment decisions.

Frequently Asked Questions

What is a good rental yield in the UK?
A good rental yield in the UK typically ranges between 5% and 8%, depending on location, property type and market conditions.
Rental yield is calculated by dividing annual rental income by the property value or total investment cost, then multiplying by 100 to get a percentage.
Gross yield is calculated before expenses, while net yield includes costs such as maintenance, fees and mortgage payments, giving a more accurate return.
Yes, including all costs such as stamp duty, legal fees, refurbishment and ongoing expenses provides a more accurate net yield figure.
Yes, rental yield is one of the most important metrics for buy-to-let investors as it helps assess profitability and compare investment opportunities.
Both methods are useful. Purchase cost shows return on investment, while current value reflects current market performance.
No, rental yield only measures rental income. Capital growth is a separate factor that contributes to overall investment returns.
Yes, rental yield can change based on property value, rental income, market demand and ongoing costs.

The calculator provides reliable estimates based on your inputs, helping you quickly assess potential returns.

Net rental yield is more important because it reflects real profit after expenses, giving a clearer picture of investment performance.

Download Our Property Investment Guide

Get a clear overview of EH Capital, our approach to UK off-plan property investment, and the types of developments we work with.
Our guide explains how we support investors, what to expect from the process, and how off-plan opportunities are sourced and assessed.

The guide covers:

  • Our approach to UK off-plan property investment and investor support
  • The types of off-plan developments we work with
  • How off-plan opportunities are sourced and reviewed
  • Key considerations, costs, and potential risks
  • What happens after you make an enquiry.
We respect your privacy and will only use your details to share relevant information.
UK off-plan property investment brochure explaining EH Capital’s approach and opportunities